Why now
Two questions on everyone's mind.
Your clients are asking
"What happens to my pension from April 2027?"
Unused pensions will count towards the estate for inheritance tax. Clients are looking again at how their money passes on, including giving from their income during their lifetime. Every gift made that way needs a record that proves it came from income.
You are asking
"How do I keep my clients happy, and win new business?"
A record kept with you every year is something clients value at each review, and one the whole family will rely on one day. It is also a service you can offer every new client, and one their solicitor and accountant will want to see.
Heritance answers both: the evidence your clients need, built into the review you already hold.
What Heritance does
Drop in the documents. Heritance does the rest.
Multiple document types
Bank and financial provider statements, P60s, pension letters and wills, scanned or PDF. It keeps what matters and sets aside the rest.
People and roles
People, companies and their roles are picked out of the documents automatically: the household and donors, executors and beneficiaries, gift recipients and the bank payments to them, and more.
Gaps flagged
Missing documents, missing months in statements and duplicate information are detected and flagged for your team to reconcile.
Counted once
Income seen on both the P60 and the bank statement counts once, and so does the tax.
Gifts found
Payments to family, or to the charities and trusts your client chooses, are found in the bank statements and bundled into the annual report. You confirm.
Sealed and stored
Once you seal the year, the final report is created. The annual pack, with its documents and the report, is compiled, frozen and stored securely. Your clients can open their own annual packs.
Why it can make a difference
The claim is made after death, by someone who wasn't there.
An afternoon in 2026
The gift
Margaret gives her granddaughter £6,000 towards a first flat, out of her pension income.
An afternoon in 2033
The questions
Her son, now her executor, must rebuild seven years of her income and spending. The statements are gone. Gifts that qualified can end up taxed at 40%.
With Heritance
Seven sealed years
The evidence is already on your file, one annual review at a time. Her son opens it. The questions are answered.
We keep the evidence while it's easy to keep.
For your firm
A service your clients can see.
Clients who stay, and new ones
Every review ends with another sealed year your client can hold. And a service to offer every new client.
Your clients sign in too
Each client can see their record, add documents and message you. Each of a couple sees only their own and joint records.
Built to be inspected
Every figure has its source, every judgement a name and a date. It reads the way a file reviewer wants a gifting file to read.
Register interest.
Heritance keeps the record; the advice and the relationship stay with you. Leave your details and the Heritance team will get in touch.